Our list may look a bit overwhelming, but you deserve an overview of the major kinds of financial aid available. When you're ready to do more research, check out our listing of online financial aid resources and look at our merit based scholarship opportunities. Remember, you can always email specific questions to our Financial Aid Office.
Federal Pell Grants
The Pell Grant Program is a need based federal program providing grant assistance to low-income students. Grants for the 2015-16 academic year range from $400 to $5,775 with the student's eligibility being determined by the U.S. Department of Education. For Pell Grant recipients, UNH has 7 days to issue a refund of a credit balance at the start of a term in order to assist with the purchasing of books and supplies. If a Pell Grant recipient does not wish to be refunded within 7 days, the refund will be processed under the standard refund policy. For additional information on the institutional refund policies click here.
Federal Supplemental Educational Opportunity Grant (SEOG)
SEOG is a need based federal program to provide additional grant assistance to Pell eligible students. Students are selected by the University to receive this grant.
Connecticut Independent College Student Grant Program (CICSG)
Funds provided by the Connecticut General Assembly are awarded to Connecticut residents attending the university who demonstrate financial need. Students and their families are encouraged to contact the state representative(s) from their district and urge them to continue supporting financial aid programs. This program is discontinued after the 2015-16 academic year.
Connecticut Governors Scholarship Grant Program
A need based program for Connecticut residents enrolled at least half-time at the university. Eligibility is based on the student’s EFC as determined by the FAFSA. The annual grant amounts are set each year by the Connecticut Department of Higher Education.
Connecticut Governor's Scholarship Program
Connecticut students who have finished in the top 20 percent of their junior year high school class, or college undergraduates who ranked in the top 20th percentile of their senior year class and/or have scored 1800 or higher on their combined Scholastic Aptitude Test (SAT) scores or an ACT of 27 or higher, that are enrolled at least half-time in their first undergraduate program, and who have an Estimated Family Contribution (EFC), as calculated by the FAFSA, equal to or below the eligible cutoff determined by the Connecticut Office of Higher Education, may be eligible for this award. Students should contact their high school guidance office or www.ctdhe.org for more information. Eligible students may receive up to $5,000.
The University grant-in-aid is awarded on the basis of need.
Athletic grants are non need based grants provided to students for participation in sports, with recipient selection made by the Athletic Department based on students' athletic ability. Awards can range up to a full scholarship (tuition, room, and board). Athletic grants are available in the following sports:
- Cross Country
- Track and Field
- Cross Country
- Track and Field
Federal Loan Programs
Federal Perkins Loan Program
The Perkins Loan Program is a low interest (fixed 5%) federal loan program awarded to needy students. Loan amounts can range from $1,000 to a maximum of $5,500 per year. The Federal Perkins loan is a loan the student borrows and it must be repaid. New borrowers are required to complete a Perkins loan entrance counseling session and a Perkins Master Promissory Note (MPN) prior to receiving their first disbursement. Students awarded this program will be provided with the required information prior to their enrollment. Repayment on Perkins Loans begins nine months after a recipient leaves school. Students are selected by the university to receive Perkins Loans. This program has been suspended as of September 30,2015.
Federal Direct Student Loans
Federal Direct Student Loans are low interest rate federal loans made to undergraduate students attending accredited colleges and universities. There are two types of Federal Direct Student Loans: Subsidized and Unsubsidized. The Federal Direct Student Loans are loans the student borrows and they must be repaid. New loan borrowers are required to complete entrance loan counseling and sign a Master Promissory Note prior to receiving their first disbursement. Reminder: Federal regulations require a 30-day delay in the disbursement of federal loans for first-time student loan borrowers.
The Subsidized Student Loan is a federally subsidized loan program available on the basis of financial need to students enrolled at least half-time. For students who are eligible for a subsidized loan, the U.S. Department of Education pays the interest while you're enrolled at least half time, and during other specified periods. A FAFSA must be completed to qualify for a Federal Student Loan.
Unsubsidized Student Loans do not require a student to have financial need. The U.S. Department of Education does not pay interest on the loan. The interest rate is fixed at 4.29% as of July 1, 2015 and the interest will start accruing on the date of your first disbursement. The student has the option to pay the interest while in school. A FAFSA must be completed to qualify for a Federal Student Loan.
Federal Direct Parent Loans for Undergraduate Students (PLUS)
The PLUS Loan is a financing option available to parents of a dependent undergraduate student enrolled in school at least half time and be making satisfactory academic progress. The interest rate on a PLUS Loan is fixed at 6.84% for 2015-16. Parents who do not have adverse credit histories may borrow up to the annual total cost of education less other financial aid received.
Click here for information on other University payment options.